In Nigeria, the Bank Verification Number (BVN) is an essential identification tool that helps safeguard individuals against banking fraud. Every Nigerian bank customer is required to have a BVN, and it is linked to all of their bank accounts. This 11-digit number is assigned to individuals by the Central Bank of Nigeria (CBN) after their biometric data, such as fingerprints and photographs, are captured.
If you need to check your BVN but don’t remember it, MTN and other telecom networks have provided easy ways to retrieve it. This article will walk you through the process of How To Check My BVN On MTN and other major Nigerian telecom networks.
Understanding BVN
Before diving into the process of checking your BVN, it’s important to understand its significance. BVN is a biometric system that offers a unique identity for individuals within the Nigerian banking system. It is used for:
- Preventing fraud: By providing a unique identifier, the BVN ensures that no individual can own more than one BVN number, which helps reduce identity fraud in banking.
- Improving banking security: Since the BVN includes biometric details like fingerprints and photographs, it makes it difficult for criminals to impersonate account holders.
- Consolidating banking details: The BVN links all your bank accounts under a single number, making your banking activities easier to monitor and manage.
How to Check My BVN on MTN
If you’re an MTN subscriber and need to check your BVN, you can easily do so through a USSD code. Here are the two most common methods:
1. Using the USSD Code on MTN
MTN has provided an easy way for its users to check their BVN using a USSD code. Here’s the step-by-step process:
- Ensure you have at least ₦20 airtime on your MTN line.
- Dial 565*0# from your MTN number.
- Wait for a few seconds, and your BVN will be displayed on your phone screen.
- Write it down or take a screenshot to keep the BVN for future use.
This method works instantly and will deduct ₦20 from your airtime balance.
2. Using the MyMTN Mobile App
You can also check your BVN using the MyMTN app. Here’s how to do it:
- Download the MyMTN app from the Google Play Store (for Android users) or Apple App Store (for iPhone users).
- Log in to your account using your MTN number.
- Navigate to the “Services” section.
- Select “BVN Inquiry,” and your BVN will be displayed.
This method offers a digital alternative if you prefer using mobile apps over USSD codes.
How to Check Your BVN on Other Networks in Nigeria
The process of checking your BVN is not limited to MTN subscribers. Other major telecom networks in Nigeria, including Airtel, Glo, and 9mobile, also provide easy access to BVN retrieval services.
How to Check Your BVN on Airtel
If you’re using Airtel, you can retrieve your BVN by following these simple steps:
- Make sure you have at least ₦20 airtime on your Airtel line.
- Dial 565*0# on your Airtel number.
- After a short wait, your BVN will appear on the screen.
How to Check Your BVN on Glo
Glo customers can check their BVN using the following method:
- Ensure you have at least ₦20 worth of airtime on your Glo line.
- Dial 565*0# from your Glo number.
- Your BVN will appear after a few seconds on your phone screen.
How to Check Your BVN on 9mobile
For 9mobile subscribers, the process is equally straightforward:
- Make sure you have at least ₦20 airtime on your 9mobile line.
- Dial 565*0# from your 9mobile number.
- Wait for your BVN to be displayed on your phone screen.
What to Keep in Mind When Checking Your BVN
Here are a few important details to remember when checking your BVN using any of these telecom networks:
- Airtime Requirement: Ensure you have at least ₦20 airtime on your phone before dialing the USSD code. Without this amount, the service will not be processed.
- Phone Number Linked to Your BVN: You must use the phone number that is linked to your BVN registration to check your BVN. If you use a different number, the request won’t be processed.
- Security of Your BVN: Your BVN is sensitive and confidential. Avoid sharing it with untrusted individuals or platforms. Always use it only on official and verified platforms for banking transactions and other related activities.
Why BVN is Important
Your BVN is a critical piece of information, especially when it comes to banking and financial transactions in Nigeria. Here are a few reasons why having your BVN handy is important:
1. Banking Transactions
The BVN is mandatory for a wide range of banking activities in Nigeria. This includes opening a new bank account, applying for loans, and completing large financial transactions. Without your BVN, many banking services may be unavailable.
2. Government Services
BVN is also essential for various government-related services, such as tax filing, pension schemes, and passport applications. In some cases, your BVN might be required to verify your identity for such services.
3. Loan Applications
If you’re applying for a personal loan from Nigerian banks or financial institutions, your BVN will be used to assess your creditworthiness. The BVN helps lenders access your financial history and determine whether you qualify for the loan.
Troubleshooting Common BVN Check Issues
Sometimes, you might encounter problems when trying to check your BVN. Here are a few common issues and how to solve them:
Insufficient Airtime
If you don’t have enough airtime on your phone, the USSD request will fail. Top up your phone with at least ₦20 and try again.
Wrong Phone Number
The USSD code will only work on the phone number linked to your BVN. Make sure you’re using the correct number.
Network Issues
Sometimes, due to network issues, your BVN may not display immediately. In such cases, wait for a few minutes and try again. If the problem persists, contact your network provider’s customer service for assistance.
How to Register for a BVN
If you don’t already have a BVN or you are not sure whether you have one, you’ll need to visit a Nigerian bank to register. Here’s how to do it:
- Visit any Nigerian bank branch with a valid ID (such as your international passport, national ID card, or driver’s license).
- Fill out the BVN enrollment form.
- Provide your biometric data (fingerprints, photographs, etc.).
- Once completed, your BVN will be generated and sent to you via SMS.
After receiving your BVN, you can link it to multiple bank accounts by providing your BVN to each bank.
Conclusion
Retrieving your BVN in Nigeria is a straightforward process that can be completed through a simple USSD code on any of the major telecom networks, including MTN, Airtel, Glo, and 9mobile. By dialling 565*0#, you can instantly access your BVN for a small fee of ₦20.
Having your BVN handy is crucial for banking transactions, loan applications, government services, and more. Following the steps in this guide will ensure you can quickly retrieve your BVN whenever necessary, giving you easier access to essential banking and financial services in Nigeria.
